Harassing Phone Calls?You Could Be Owed Money.
I was harassed by debt collection calls for months. When I searched for help, everyone wanted to sell me something. So I did my own research and discovered laws that protect people like us — and I want to share what I learned with you.
Why is this free? Consumer protection laws include "fee-shifting" — when you win, the debt collector pays your attorney's fees, not you. You pay $0 out of pocket.
How It Works
Three simple steps to find out if you have a case
Answer a Few Questions
Our free violation checker asks simple questions about what happened to you. Takes less than 2 minutes.
See Your Results
We'll show you which laws may have been broken and estimate what your case could be worth.
Connect With an Attorney
If you have a case, we'll connect you with a consumer rights attorney. They work on contingency — you pay nothing.
Common Violations We Help With
If any of these have happened to you, you may have a case
Debt Collection Harassment (FDCPA)
- Calling before 8am or after 9pm
- Threatening arrest or legal action they can't take
- Telling family, friends, or employer about your debt
- Using profanity or threatening violence
- Lying about the amount you owe
Illegal Robocalls & Texts (TCPA)
- Robocalls to your cell phone without consent
- Automated texts you never signed up for
- Prerecorded messages without permission
- Calls to wrong number that won't stop
- Continued calls after you asked them to stop
Trusted Resources
Our information is based on federal consumer protection laws
Fair Debt Collection Practices Act
15 U.S.C. § 1692 - Federal law protecting consumers from abusive debt collection
Telephone Consumer Protection Act
47 U.S.C. § 227 - Federal law restricting robocalls and automated texts
NACA Member Attorneys
We partner with National Association of Consumer Advocates members
Ready to Fight Back?
Stop letting debt collectors break the law. Find out if you have a case in under 2 minutes.